You owe $20,000 to a cut-throat Gangster. What do you do? 

I owed Big Tony $20,000 and I had to have it by midnight tonight!

 If you were one second, one penny short of Big Tony's money you were a dead man. I had 24 hours.  

I went to the bar to get a drink and figure out what l I was supposed to do. I had a sure bet the guy told me, I could not lose. To make a long story short, my horse missed coming in first by 'that much'....