Since college days, Maura had wanted to retire comfortably and early, with her health and pocket book in excellent shape. That part of the plan worked out for her by her fifty-fifth birthday when she was offered a "package." Her long, boring, underappreciated years spent plugging away in a windowless, cheerless office paid off with little fanfair. The human relations employee offered an ample pension, medical insurance, retained stock options to her on an unanticipated but otherwise typical Tuesday. Plus...